In circumstances like the following, you may no longer need life insurance: First, when you and your spouse have accumulated enough assets and income streams to independently care for yourselves. Second, when your children are self-sufficient adults. Third, when your estate is too small to owe estate taxes or liquid enough to pay the estate taxes. Other than those three, YOU NEED LIFE INSURANCE.
“If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.”
― Suze Orman
“Fun is like life insurance; the older you get, the more it costs.”
― Kim Hubbard
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